A home is a huge purchase, and most people (except maybe those who are flipping houses) want to know they are getting a home that is move in ready and not requiring a lot of repairs immediately. This is likely one of the reasons home inspections are so common – that and the mortgage company often require it. However, a home inspector may not look at everything a purchaser may expect, and could end up costing them a lot more than expected.
As a heating and plumbing contractor, it is always sad to see first time homeowners who thought they had covered their bases and thought their home was good, but end up with a bad sewer line, full septic or a furnace that is requiring replacing. Sadly, I can say this has happened to friends and family, not just customers.
Ensure these items have been thoroughly inspected:
• Sewer inspection – run a sewer camera out to the street. Have the line inspected for any indication of roots or potential root growth. Check that there is no grease build up. Get the camera operator to check for low spots and damage to the line. Ask what the line is made of. Verify that the sewer line does connect to the main and that there is only one sewer line from the house.
• Sump pit – does one exist? Is there a working sump pump in the pit? Where does it discharge water? Is there a backup option and/or alarm?
• Plumbing lines – what material are water lines made of? Is there evidence of leaks?
• Water heater – Are there signs of rust? What fuel is required to operate? How is it vented?
• Electrical panel – check whether fuses or breakers. Is the panel properly and clearly labelled? Is there only one panel? What amp service does the house have?
• Furnace / boiler – how old is the unit? Has it been maintained regularly? What is the warranty? Is there evidence of leaking, blocked heat exchanger, weakened motor or blower? How is it vented? What thermostat is connected to it?
• Chimney – is there a chimney? What is vented through it? If one of the items vented are replaced, will it orphan another piece, requiring it to also need replaced?
• Oil tank – what gauge is the tank? A new home owner may have difficulty getting insurance of the tank is not 12 gauge. How old is the tank? Again, insurance may be an issue if it is a certain age. Where is the tank – inside or outside?
Your home inspector may not have the skill set or tools to check the items on the above list, so you may have to hire a qualified contractor.
When picking a contractor, make sure you pick one with a good reputation. If you have a relationship with a company already, contact them. If you’re moving to a new area, ask your current company if they know a reputable company, check out websites and reviews, or ask around.